Take Only What You Need.
When requesting an Advance, carefully consider how much you need to cover your immediate expenses and try not to take more than this. This will help you effectively manage your finances month to month.
Budget Wisely.
Before taking an Advance, review your upcoming expenses. Ensure you'll have enough money left for essential costs on your payday. If you take an Advance, you will receive reduced pay on payday to account for the pay you have been advanced.
Plan for reduced pay on payday.
Always have a plan for the reduced amount on your payday. Factor this in so that it doesn't strain your finances. You can review these details on the confirmation page before you take an Advance and in the email you receive once you have taken an Advance.
Watch Your Usage.
Keep track of your Advance usage and don't make it a routine. It's meant for unexpected expenses or emergencies, or to help you budget better and manage your bills by spreading out your salary across the month, not as a regular cash flow.
Use Available Resources.
If you are struggling with your adjusted salary after you've taken some advances, learn more about the help available here.
Explore Financial Education.
Consider using the financial education resources we offer to enhance your financial skills and knowledge. This can help you manage your finances better.
Remember, the goal of Advance is to provide you with financial flexibility, not to create more financial stress. When you use it responsibly, you will maintain your financial stability and enjoy the convenience it offers. If you have any questions or concerns about how Advance works, please feel free to reach out to our support team for help.